I help B2B SMEs get paid faster: solid contracts, tracking of unpaid invoices, systematic reminders.https://noetechgrowth.com/enhttps://noetechgrowth.com/en/blog/how-to-calculate-average-payment-time/https://noetechgrowth.com/en/blog/how-to-calculate-average-payment-time/To calculate your average payment time, divide the total of unpaid customer invoices by the revenue invoiced over a period, then multiply by the number of days in that period. With 20,000,000 FCFA unpaid out of 30,000,000 FCFA invoiced over 90 days, the average payment time is 60 days.Sat, 03 Oct 2026 00:00:00 GMTsuiviDSOaverage payment timecash flowhttps://noetechgrowth.com/en/blog/real-cost-of-late-payment/https://noetechgrowth.com/en/blog/real-cost-of-late-payment/Late payment first costs you tied-up cash: one month of delay means one month of invoicing sleeping at your clients’. With 10,000,000 FCFA invoiced per month and a 14% overdraft, 30 days of delay cost about 1,400,000 FCFA a year in interest, before counting the hidden costs.Sat, 03 Oct 2026 00:00:00 GMTtresoreriecost of late paymentcash flowoverdraftFCFAhttps://noetechgrowth.com/en/blog/what-to-do-client-not-paid-after-60-days/https://noetechgrowth.com/en/blog/what-to-do-client-not-paid-after-60-days/After 60 days of delay, you need to escalate: check that your file is complete, call the finance director rather than your usual contact, confirm in writing citing the penalty clause, make new deliveries conditional on payment, then set a date for a formal notice if nothing moves within eight days.Sat, 03 Oct 2026 00:00:00 GMTrelancesreminderunpaid invoiceformal notice